Lending Club Returns Continue Upward Trajectory At 11.61%. Browse Notes Download File Improved

My Lending Club account continues to show improvement month over month as my returns are now up to 11.61%.   Ive been extremely happy with my returns since starting with the site, and as my strategies evolve, my returns have continued increasing.  Id highly recommend adding Lending Club to any persons diversified portfolio of investments.

This past week Lending Club announced on their blog that they were improving the downloadable file that is available for investors to prospect and view available notes in the system.  Theyve added additional information to the file, as well as removing some that was no longer needed.

We strive to provide a comprehensive set of information to assist you in your investment analysis and be responsive to your feedback to continuously improve your experience with our platform. Recently, we’ve received requests to augment and improve our Browse Notes downloadable file, which led us to create the new version we have now made available.

The additional data includes loan details and status, third-party reported credit attributes, and information reported by the borrower. This


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Real Estate News by the Numbers: Week of March 25 – March 30

0.4%, 0.8%, 0.9%, 0.2% Forecasted fall in commercial vacancy rates over the next year in the office, industrial, retail and multifamily rental market, respectively, according to the National Association of Realtors.

69% Number of markets that saw a drop in the foreclosure rate between June and December 2011 according to a National Association of Realtors report. Between that time, the national foreclosure rate fell from 2.8% to 2.7%.

3% Real GDP growth in the fourth quarter of 2011 according to the Bureau of Economic Analysis (BEA). Its the third time the BEA has revised the figure upward.

5,000 Drop in initial unemployment claims last week from the previous week. Unemployment claims were at 359,000, down from the revised figure of 364,000 from the previous week.

3.3% Increase in mortgage purchase applications last week. Meanwhile, mortgage refinance applications dropped 4.6% over the same period.

0.83% Decline in the non-seasonally adjusted Case-Shiller Composite-10 price index from December 2011 to January 2012.


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ANZ Plans To Double Presence In China Over Next Decade

Australian banking major ANZ says it will bolster its presence in Asia, and intends to double its branch network in China over the next decade according to the lenders Asian chief executive Gilles Plante.

ANZ is the first Australian financial institution to receive permission from Chinese regulators to use the RMB in its retail operations.

The lender is seeking to expand its franchise in Asia against a backdrop of a slowdown in its core domestic market.

Mr. Plante made his comments in an interview with Dow Jones Newswires, in which he said that over the coming decade the lender has plans to expand its branch network in China to 20 outlets, and intends to hire hundreds of workers as the bank seeks to take advantage of the tremendous opportunities that exist in the world’s second largest economy.

Currently ANZ operates seven branches in the country, and employs over 550 people.

“We don’t think we need hundreds of branches to satisfy our customer segment,” Mr. Plante said.

Mr. Plante


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How to Value a Dot Com Stock

One of the hardest parts of investing is valuing a company. Valuing a company requires that you know a lot about the business – you have to know enough to know the future income potential, risks, and the expected return you want from your investments.

This is only made more complicated when it comes time to value a dot com company – an online company. Recently, Yelp.com had an IPO and was valued at $1.3 billion, even though the company has never made money itself.

Valuing Unprofitable Companies

Most new companies that IPO on the stock market are new online companies that may or may not be profitable. In most dot com IPOs from 2011-2012, investors were required to place a value on a company that was not turning a profit. This makes valuing the companies really hard, since there’s no history of profits to tell you how much the company can make in the future.

In an ideal world, all internet companies would eventually turn profitable. Investors believe that the review site Yelp will be able to turn a profit when its advertising revenues increase, and its costs of business decrease. Histo


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Earn a Knockout Rate With Cathay Bank

Cathay Bank promises their rate of return to be a knockout. With their Australian Dollar TCD earning 5.00% APY, I would certainly agree. The term is for 1 month and it does take a steep $25,000 to open or whatever is equivalent in foreign currency. In order to open the CD account, it is required that it is new money, so you will not be allowed to transfer funds from an existing Cathay Bank account.

This offer is valid through 10/19/11, so if you have the funds available and want to earn a fantastic rate of 5.00% APY, then check out Cathay Bank.

Terms & Conditions: Penalty and fees may apply for early withdrawal. Fees can reduce the earnings on the account. Investors risk the possibility of loss, including principal, which may result from exchange rate fluctuations.

 

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